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Klarna

Shop now, pay later with Klarna!

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

It’s smoooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

How to checkout with Klarnae

  • 1 Add item(s) to your cart and select at checkout.
  • 2 Enter your debit or credit card information.
  • 3 Pay later in 4 installments. The first payment is taken when the order is processed and the remaining 3 are automatically taken every two weeks.

You shop, you choose how to pay.

4 interest-free installments

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 205,000 online stores and has more than 85 million users globally. Learn more.

How do I pay in 4 interest-free installments?

Select 4 interest-free installments to split your purchase into four payments, charged every two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are sent – you can simply sit back, relax, and enjoy your purchase. View complete terms.

How do automatic payments work?

Payments are collected every other week from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login.

Is there a fee to use 4 interest-free installments?

There are no upfront fees when you follow the payment schedule. If you fail to make a payment on time late fees may apply. Please review the product terms for applicable fees.

Will this affect my credit score?

When you choose 4 interest-free installments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App for 24/7 chat.

About Klarna

Klarna is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.

Klarna has 2,500 employees across 17 countries, and is leading the way for alternative payments by serving 85 million consumers and 205,000 merchants smoooth payment solutions.

www.klarna.com/us/what-is-klarna/

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SWIFT/BIC

We’ll return payments from countries not on this list to the sender. This can take 3–10 working days.

Americas

United States, Canada.

Asia

China, Hong Kong, India, Japan, Philippines, Singapore, Taiwan, United Arab Emirates.

Oceania

Australia, New Zealand.

Europe

Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Greece, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom.

SWIFT/BIC

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What's a reference?

The reference code helps us confirm your payment. When you make your bank transfer to pay, please make sure you write it in the reference field.

Did they ask for a routing number?

A routing number is not required to add or receive USD from bank accounts outside the US. But if they specifically ask for a routing number, you can give them this:

026073008

Do you need a bank address?

If you need a bank address to make the payment, you can enter:

89-16 Jamaica Ave
Woodhaven NY 11421
United States

You may be asked by your financial institution if you mean Community Federal Savings Bank. That’s because Community Federal Savings Bank is our partner bank in the US.

It’s okay to make a transfer with Community Federal Savings Bank as the bank name — we’ll still process it.